Coverage Overview:
Our Workman Compensation insurance provides coverage for various aspects of employee injuries or disabilities sustained in the workplace, including:
1. Medical Expenses:
Our policies cover the medical costs incurred as a result of work-related injuries or illnesses. This includes hospitalization, surgery, medication, diagnostic tests, rehabilitation, and other necessary medical treatments. By covering these expenses, we ensure that your employees receive the care they need to recover and return to work as quickly as possible.
2. Lost Wages:
In the event that an employee is unable to work due to a work-related injury or illness, our Workman Compensation insurance provides compensation for lost wages. This ensures that employees continue to receive income during their recovery period, helping to alleviate financial strain and maintain their standard of living.
3. Rehabilitation Costs:
Our policies cover the costs associated with rehabilitation services and therapies aimed at helping employees regain their health and functionality. This may include physical therapy, occupational therapy, vocational training, and other forms of rehabilitation to facilitate the employee’s return to work.
4. Disability Benefits:
In cases where an employee sustains a permanent disability as a result of a work-related injury or illness, our Workman Compensation insurance provides disability benefits to compensate for the loss of earning capacity. These benefits help employees and their
families manage their financial obligations and maintain their quality of life despite the disability.