Life Insurance

Protecting Your Legacy, Ensuring Financial Security

A whole life protection plan gives you and your loved ones protection in the event of death, critical illness or total and permanent disability.

It offers you the option to cover your spouse in addition to yourself.
It helps create an immediate estate for your dependents, helping your family maintain their lifestyle without having to sell land or property.
It helps you and your family offset the financial strain of critical illness in the event that you or your spouse is diagnosed with a critical illness defined in the policy. It provides an option to double the cover for accidental death or disability.
It offers bonuses throughout the lifetime of the policy.
It offers flexible premium payment terms, allowing you to finish paying premiums within a shorter period.
No medical examination is required for sums assured of up to KES 8.5 million.
You can claim insurance tax relief of 15% of premium paid, up to a maximum of KES 60,000 annually.

Who can buy this product ?
Minimum age at entry: 18 years

Maximum age at entry: 60 years.

How much cover can one get ?

Minimum Sum Assured: Ksh. 1 million

Maximum Sum Assured: Ksh. 80 Million

For how long should one pay a premium ?
You get to choose how long you want to pay premiums for, with the options being:

For Life
Up to the age of 60 or 65 years (note: to pay premiums up to the age of 60 years, one must be 55 years old or younger at entry)
For the next 10, 15, or 20 years’ Premium payment frequency can be monthly, quarterly, semi-annually, or annually.